Jeffrey D. Shick, ChFC®, CASL®, RHU®, is the founder and principal advisor of Encore Financial & Insurance Planning, Inc., a fiduciary, fee-based financial planning practice in Palm Bay, Florida, serving retirees and pre-retirees across the state.
Jeff founded his practice in 1991 and has spent more than 35 years in the financial services industry, with deep experience in underwriting, risk management, and retirement and estate planning for individuals and business owners alike. His practice today centers on three pillars: retirement income distribution planning (Social Security, pensions, IRAs, and guaranteed income solutions), estate planning coordination, and insurance planning — including long-term care, Medicare, and life insurance.
Jeff earned his Chartered Financial Consultant® (ChFC®) and Chartered Advisor for Senior Living® (CASL®) and his Registered Health Underwriter (RHU®) designations through The American College of Financial Services, representing more than a decade of combined graduate-level coursework in financial planning, taxation, investments, and retirement and estate strategy.
Early in his career, Jeff authored The Shick Reports, a 636-page consumer resource comparing 131 long-term care insurance policies from 42 Florida carriers with more than 10,000 individual price comparisons — giving Florida consumers an independent tool for evaluating LTC coverage more than a decade before comparison tools became standard in the industry.
Over his career, Jeff has conducted financial planning seminars for more than 10,000 attendees across Florida, assisted nearly 2,000 individuals in securing long-term care insurance, and has ranked as a top 10% producer among multiple insurance companies. He is a veteran of the United States Air Force.
Jeff continues to maintain his designations through ongoing continuing education and remains an active advocate for fiduciary, client-first financial planning.